Cash Back:
- Flat-rate Cash Back: Cards offering a fixed percentage of cash back on all purchases, such as 1% or 1.5%.
- Tiered Cash Back: Different cash back rates for specific categories like groceries, fuel, and online shopping.
- Rotating Categories: Higher cash back percentages in categories that change periodically, often requiring activation.
Reward Points:
- General Reward Points: Earn points on every purchase, which can be redeemed for various rewards such as merchandise, gift vouchers, or statement credits.
- Category-specific Reward Points: Higher points accumulation in categories like dining, entertainment, and groceries.
- Bonus Points: Extra points for spending at particular merchants or during promotional periods.
Travel Rewards:
- Airline Miles: Earn miles on purchases that can be redeemed for flights, seat upgrades, and other airline services, often in partnership with local and international airlines.
- Travel Points: Points redeemable across various travel-related expenses like flights, hotels, and holiday packages.
- Co-branded Travel Cards: Partnerships with airlines or hotel chains offering benefits like free flights, upgrades, and complimentary stays.
Fuel Rewards:
- Fuel Surcharge Waivers: Waivers on fuel surcharge fees when refueling at partner petrol pumps.
- Fuel Points: Earn points on fuel purchases that can be redeemed for future fuel purchases or other rewards.
Shopping Rewards:
- Co-branded Retail Cards: Cards linked with specific retail brands, offering higher rewards and discounts when shopping at those stores.
- E-commerce Benefits: Higher rewards for shopping on popular Indian e-commerce platforms like Amazon India, Flipkart, Myntra, and more.
Dining and Entertainment Rewards:
- Dining Discounts: Cards offering discounts at partner restaurants and higher reward points on dining expenses.
- Entertainment Perks: Benefits like free or discounted movie tickets, often in partnership with cinema chains like PVR and INOX.
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